March 21, 2010
Credit Card Recommendations For Bad Credit
Recommendations of cards that are created and also maintained for persons with an imperfect credit history, a lot of cards that allow those with no credit to apply and successfully be granted a credit card to be able to start building up along with increasing their credit card record.
The initial card provided is the Orchard Bank Gold MasterCard. This card comes with all the privileges along with rewards of a normal gold card and reports to all 3 credit bureaus monthly. This monthly reporting can help improve your credit score. The annual fee is $79 and also the late fee is $35. The card gives a 25 days grace period and also an over limit fee of $30. Thee APR is on the higher end at 14.9%.
Another card on provide is the first Premier Bank Gold MasterCard. This card gives instant notification of approval and also 24 hour access to their premiere high quality customer service. There exists a low APR on purchases, a 25 day grace period, a $25 late fee and a $25 over limit fee. As with the Orchard Bank Gold MasterCard, a customer needn’t worry about his / her credit history for being considered for this card.
An additional card recommended by Credit.com is the Centennial MasterCard. This card provides a low APR on bought and quality customer service. It also has a 25 day grace period, a $25 late fee and a $25 over limit fee. The site also recommends the Total Visa Card. This card gives a fast online decision as to acclaim as well as monthly reporting to all the major credit bureaus. You have access to your account online for free 24 hours a day, 7 days a week. The annual fee is $48, the grace period is 25 days, the late fee is $29 dollars and also the over limit fee is $25.
The last two cards are the First Premier Bank MasterCard as well as the New Millennium Bank Secured Platinum Visa or MasterCard. The First Premier Bank MasterCard reports to several different bureaus, has a low APR on purchases, a 25 day grace period, $25 late fee and $25 ‘over limit’ fee. The New Millennium Bank Secured Platinum Visa or MasterCard doesn’t require a credit check, will approve you regardless of your credit record and has credit limits up to $10,000. The annual fee is $59, the late fee $20 and the over limit fee $25. However, the APR is an incredible 19.50% so if any of the other cards are available to you, it may behoove you to find them out before you apply for The New Millennium Bank Secured Platinum Visa or MasterCard.
Her name is Nia Nandra. She comes from DKI Jakarta. She has written extensively on Credit Cards . You may want to check out her other guide on orchard bank credit card tips, and merchant credit card processing services guide!
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