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	<title>Talking About Money</title>
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	<link>http://www.talking-about-money.com</link>
	<description>and where to find more of it</description>
	<lastBuildDate>Thu, 11 Mar 2010 08:38:54 +0000</lastBuildDate>
	
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		<title>Real Estate Investors: Take Your Company Public</title>
		<link>http://www.talking-about-money.com/2010/03/11/real-estate-investors-take-your-company-public/</link>
		<comments>http://www.talking-about-money.com/2010/03/11/real-estate-investors-take-your-company-public/#comments</comments>
		<pubDate>Thu, 11 Mar 2010 08:38:25 +0000</pubDate>
		<dc:creator>James Scott</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[how to take my company public]]></category>
		<category><![CDATA[how to take your company public]]></category>
		<category><![CDATA[Princeton corporate solutions]]></category>
		<category><![CDATA[take company public]]></category>
		<category><![CDATA[take company public otcbb]]></category>
		<category><![CDATA[take company public pink sheets]]></category>
		<category><![CDATA[take my company public]]></category>
		<category><![CDATA[take your company public]]></category>
		<category><![CDATA[why take your company public]]></category>

		<guid isPermaLink="false">http://www.talking-about-money.com/2010/03/11/real-estate-investors-take-your-company-public/</guid>
		<description><![CDATA[For real estate investors, there are two things that are always in short supply regardless of the ups and downs in the economy: capital and quality inventory. Most investors that I have worked with not only need capital but strategies to go after capital that is not issued based solely on a credit score. Even if a real estate investor has good credit they still have the obstacle of too many inquires and too many open loans on their credit report and funding sources are spooked by these distractions and turn the applicant down even though all of their loans are current and they have a solid FICO.]]></description>
			<content:encoded><![CDATA[<p>For real estate investors, there are two things that are always in short supply regardless of the ups and downs in the economy: capital and quality inventory. Most investors that I have worked with not only need capital but strategies to go after capital that is not issued based solely on a credit score. Even if a real estate investor has good credit they still have the obstacle of too many inquires and too many open loans on their credit report and funding sources are spooked by these distractions and turn the applicant down even though all of their loans are current and they have a solid FICO.</p>
<p>If the above describes you or if you have limited or poor credit and you&#8217;re a serious real estate investor, here is how to get all the capital you&#8217;ll ever need. First put a solid strategy together. Start with your company infrastructure. Organize your company with a CEO, CFO, Board of Directors etc. After you&#8217;ve done this you want to set up your inter-industry strategic alliances which should be composed of other investors, bird dogs, electricians, roofers, general contractors etc. You want each of these alliances to have a purpose. They should be a portal for industry niche knowledge and consultation and also referral hubs. Let each of your alliances know exactly what type of investments you&#8217;re looking for and as they are sending you referrals, reciprocate by issuing them work in whatever specialty they are in.</p>
<p>Next you want to have a solid business plan written for your company (don&#8217;t write this yourself, have a professional do it for you) that spells out the intricacies of your company, your alliances, your accomplishments and goals. Paint a picture of success and strength.</p>
<p>Next you need a mechanism for accepting investment capital so you&#8217;ll need a Private Placement Memorandum. This document package gives a technical breakdown of your investment opportunity and spells out the risks and advantages in detail to keep you from getting sued by investors down the road. This memorandum takes advantage of SEC Regulation D Rule Exemptions 504, 505 or 506. A PPM is the minimum requirement dictated by the SEC for accepting capital from accredited and non accredited investment sources. Real investors will demand an PPM anyway so it&#8217;s good to have it done beforehand.</p>
<p>Now that your company is properly structured, you have a solid board of directors and alliances; your business plan is well written and to the point, you have a solid outlet for accepting capital from investors, you are now ready for capital. Your best bet is to go back to the company who wrote your business plan and private placement memorandum and use their &#8216;investor finder&#8217; service. Legitimate corporate consultants who write technical documents will also stand behind their work by assisting their clients in finding investors. One solid strategy for getting access to capital quickly and easily is to have your Investor Finder forward go through their database and email individual and institutional funding sources.</p>
<p>When you are contacted by these investment sources, give them the option to invest in your company using the PPM (which will give you a fund in which you will be able to rehab real estate, buy at auctions etc). You will also want to give them the option of investing in a &#8216;per deal&#8217; scenario. Allow them the option to also (or only) invest in particular transactions with you so when you get a deal, with a solid investor finder service, you&#8217;ll eventually have 100+ solid investors to go to for quick capital on particular transactions that go above what your PPM fund can handle.</p>
<p>There you have it, a strategy that works 100% of the time for real estate investors globally. Your best bet, to make sure that you do this properly, is to hire a consultant that can set up this process for you. Cheers to your success!</p>
<p>Need Real Estate Partners and Funding?<a href='http://www.princetoncorporatesolutions.com'>Need A Corporate Consultant?</a>, call Princeton Corporate Solutions at 267-233-0183<a href='http://princetoncorporatesolutions.com/take_your_company_public.html'>We Can Transform Your Business</a></p>

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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/Finance' rel='tag' target='_self'>Finance</a>, <a class='technorati-link' href='http://technorati.com/tag/how+to+take+my+company+public' rel='tag' target='_self'>how to take my company public</a>, <a class='technorati-link' href='http://technorati.com/tag/how+to+take+your+company+public' rel='tag' target='_self'>how to take your company public</a>, <a class='technorati-link' href='http://technorati.com/tag/Princeton+corporate+solutions' rel='tag' target='_self'>Princeton corporate solutions</a>, <a class='technorati-link' href='http://technorati.com/tag/take+company+public' rel='tag' target='_self'>take company public</a>, <a class='technorati-link' href='http://technorati.com/tag/take+company+public+otcbb' rel='tag' target='_self'>take company public otcbb</a>, <a class='technorati-link' href='http://technorati.com/tag/take+company+public+pink+sheets' rel='tag' target='_self'>take company public pink sheets</a>, <a class='technorati-link' href='http://technorati.com/tag/take+my+company+public' rel='tag' target='_self'>take my company public</a>, <a class='technorati-link' href='http://technorati.com/tag/take+your+company+public' rel='tag' target='_self'>take your company public</a>, <a class='technorati-link' href='http://technorati.com/tag/why+take+your+company+public' rel='tag' target='_self'>why take your company public</a></p>

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		<title>Massive Corporate Publicity That Will Transform Your Company Overnight!</title>
		<link>http://www.talking-about-money.com/2010/03/11/massive-corporate-publicity-that-will-transform-your-company-overnight/</link>
		<comments>http://www.talking-about-money.com/2010/03/11/massive-corporate-publicity-that-will-transform-your-company-overnight/#comments</comments>
		<pubDate>Thu, 11 Mar 2010 08:06:28 +0000</pubDate>
		<dc:creator>James Scott</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[business publicist]]></category>
		<category><![CDATA[business publicity]]></category>
		<category><![CDATA[corporate publicist]]></category>
		<category><![CDATA[corporate publicity]]></category>
		<category><![CDATA[how to go public otcbb]]></category>
		<category><![CDATA[investor relations specialist]]></category>
		<category><![CDATA[james scott]]></category>
		<category><![CDATA[Princeton corporate solutions]]></category>
		<category><![CDATA[take my company public]]></category>
		<category><![CDATA[take your company public]]></category>

		<guid isPermaLink="false">http://www.talking-about-money.com/2010/03/11/massive-corporate-publicity-that-will-transform-your-company-overnight/</guid>
		<description><![CDATA[We get calls all day, every day from companies that talk about 'wanting' real corporate publicity that will transform their company but few have the stomach for what it really takes and even fewer have the financial dedication it takes to obliterate their competition and take their rightful place at the top of the food chain.]]></description>
			<content:encoded><![CDATA[<p>We get calls all day, every day from companies that talk about &#8216;wanting&#8217; real corporate publicity that will transform their company but few have the stomach for what it really takes and even fewer have the financial dedication it takes to obliterate their competition and take their rightful place at the top of the food chain.</p>
<p>Of course it&#8217;s important to cater to the traditional media (TV, radio, newspaper, industry journals, etc) but the genre of publicity that wins every time is viral publicity consisting of video, social and news bookmarks, article submissions, press release submissions and photo/logo sharing sites. The reality is online publicity is where you&#8217;re going to completely annihilate your competitors and claim your rightful position.</p>
<p>When you take into consideration the ultra powerful medium and stealth of viral publicity, all other promotional genres cower in comparison. Online your pre public or post public company will claim instant viewers and a cult-like following that TV and radio can&#8217;t even remotely compare. Billions of searches take place every day and it is the viral publicists job to do what SEO and traditional publicists can&#8217;t do and that is get solid search engine ranking while simultaneously bringing in powerful results that are targeted and strategically placed.</p>
<p>Forget pay per click, it&#8217;s a waste of your time. crush everything in your path with viral publicity that claims power positions on the natural search results on all search engines. You must have a solid combination of mediums at use to take control of targeted keywords and industry genres.</p>
<p>So the next time you tell your self-proclaimed publicist or seo agent that you need publicity that will claim your position and deliver virtually instantaneous results for your company, you&#8217;ll understand why there is silence on the other end of the line&#8230;because they have no clue as to what it takes to get serious results that will rip and shred everything in your path. The powerful combination of viral publicity and massive exposure will force-feed your concept to the willing masses who are pleading with a company in your industry to step up and spoon-feed the very info that your company is offering.</p>
<p>Stop wasting time and money with so called &#8217;solutions&#8217; that don&#8217;t work. You need a publicist, investor relations specialist and SEO demigod that will take you by the hand and pave a way for your company to succeed.</p>
<p>For Corporate Consulting or <a href='http://www.princetoncorporatesolutions.com'>Investor Relations Solutions</a>, call Princeton Corporate Solutions at 267-233-0183<a href='http://princetoncorporatesolutions.com/take_your_company_public.html'>Corporate Publicity That Works</a> the easy way!</p>

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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/business+publicist' rel='tag' target='_self'>business publicist</a>, <a class='technorati-link' href='http://technorati.com/tag/business+publicity' rel='tag' target='_self'>business publicity</a>, <a class='technorati-link' href='http://technorati.com/tag/corporate+publicist' rel='tag' target='_self'>corporate publicist</a>, <a class='technorati-link' href='http://technorati.com/tag/corporate+publicity' rel='tag' target='_self'>corporate publicity</a>, <a class='technorati-link' href='http://technorati.com/tag/Finance' rel='tag' target='_self'>Finance</a>, <a class='technorati-link' href='http://technorati.com/tag/how+to+go+public+otcbb' rel='tag' target='_self'>how to go public otcbb</a>, <a class='technorati-link' href='http://technorati.com/tag/investor+relations+specialist' rel='tag' target='_self'>investor relations specialist</a>, <a class='technorati-link' href='http://technorati.com/tag/james+scott' rel='tag' target='_self'>james scott</a>, <a class='technorati-link' href='http://technorati.com/tag/Princeton+corporate+solutions' rel='tag' target='_self'>Princeton corporate solutions</a>, <a class='technorati-link' href='http://technorati.com/tag/take+my+company+public' rel='tag' target='_self'>take my company public</a>, <a class='technorati-link' href='http://technorati.com/tag/take+your+company+public' rel='tag' target='_self'>take your company public</a></p>

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		<title>How To Get The Best Vehicle Loan?</title>
		<link>http://www.talking-about-money.com/2010/03/10/how-to-get-the-best-vehicle-loan/</link>
		<comments>http://www.talking-about-money.com/2010/03/10/how-to-get-the-best-vehicle-loan/#comments</comments>
		<pubDate>Wed, 10 Mar 2010 08:17:34 +0000</pubDate>
		<dc:creator>Byron J. Gillard</dc:creator>
				<category><![CDATA[Loans]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[Getting a new vehicle isn't that straightforward. There's a heap of investment involved. This is where car loans come to your assistance. While automobile loans help you buy the automobile of your preference, it is important that you choose the best one. These are some tips which will aid you with the same.]]></description>
			<content:encoded><![CDATA[<p>Getting a new vehicle is not that easy. There&#8217;s a pile of investment involved. This is where car loans come to your aid. While car loans help you purchase the automobile of your choice, it is important that you choose the best one. These are some tips that will aid you with the same.</p>
<p>Never rush into a decision. Well this is the golden rule to opt for when it comes to deciding for a car loan. It is in your interest to take your own time and hunt for the right car loan deal that befits your need fairly. After all that you are the one which has to make the required repayments. Before zeroing on any particular loan, make sure that you make a thorough research about the same by seeking information from others like finance organizations and such like.</p>
<p>The Net will be of considerable help if you are hunting for a deal on car loan. Or you may choose the services of a specialist car loan provider. This will ensure that you get the best deal. Take your own sweet time and evaluate the pros and cons of every single loan option that you&#8217;ve been offered. There&#8217;s no point in making haste when you are about to purchase a car on a loan.</p>
<p>Many a times, people finish up giving into the pressure of dealers. There are so many financiers and car loan providers who will pester you into purchasing a particular loan. But, ensure sure that you don&#8217;t give into any of the pressure.</p>
<p>It is not enough that you identify a respectable deal. It has got to be further accompanied by talks for scope of improvement. Regardless of what may look like a satisfactory offering, you must try to workout a genuine deal. There are a number of cases when the loan providers have offered loans at better than market prices because of negotiations.</p>
<p>Yet another thing of importance in this direction is the down-payment. It&#8217;s been observed that many folk fall into the trap of selecting a car loan which demands trivial down-payment or no payment.However,this is not the right option to go for always. Though this kind of deal may cut back on your first costs, it can easily pave way to situations where you are required to pay truly elevated rates for the same. It is recommended to always opt for an automobile loan which requires you to pay a down-payment at least 20 %.</p>
<p>Last but not the least; it is essential to consult a finance expert to gauge better understanding of the right vehicle loan. There are loads of factors about an auto loan which are beyond your understanding. This is where a financial expert comes to your rescue. He/ she knows you the complexities of the sundry options of the car loans and hence help you select the loan which is most fitted for you.</p>
<p>These elemental things will ensure that you sign up only for the best car loan.</p>
<p>Here are a few more ways to know about <a href="http://www.dietrine.us/all-that-you-wanted-to-know-about-ordering-dietrine-carb-blocker.html">Dietrine Carb Blocker</a> and <a href="http://www.dietrine.org.uk/benefits-of-dietrine-carb-blocker.html">Natural Weight Loss</a>.</p>

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		<title>Insulation Thomastown</title>
		<link>http://www.talking-about-money.com/2010/03/10/insulation-thomastown/</link>
		<comments>http://www.talking-about-money.com/2010/03/10/insulation-thomastown/#comments</comments>
		<pubDate>Wed, 10 Mar 2010 08:04:46 +0000</pubDate>
		<dc:creator>Sam Thomas</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[insulation]]></category>
		<category><![CDATA[insulation melbourne]]></category>
		<category><![CDATA[insulation rebate]]></category>
		<category><![CDATA[insulation rebate melbourne]]></category>
		<category><![CDATA[insulation rebates]]></category>
		<category><![CDATA[insulation victoria]]></category>

		<guid isPermaLink="false">http://www.talking-about-money.com/2010/03/10/insulation-thomastown/</guid>
		<description><![CDATA[If you are an Australian Homeowner then you should be taking advantage of the Federal Governments Free $1200 giveaway. To qualify for this fantastic offer you simply need to meet the following criteria:]]></description>
			<content:encoded><![CDATA[<p>If you are an Australian Homeowner then you should be taking advantage of the Federal Governments Free $1200 giveaway. To qualify for this fantastic offer you simply need to meet the following criteria:</p>
<p>* Be Homeowner * Be 18 years or older * Be Australian Resident or Citizen * Have no ceiling insulation or less than r.05</p>
<p>If you meet this simple criteria then you are entitled to receive free ceiling insulation. Simple contact Insulation Rebate Victoria, they will install it the Government pays them. It will cost you nothing. It is that simple The recent announcement by the Federal Government of the Home Energy stimulus package will see more than 2.9 million homes become warmer in Winter and Cooler in summer thanks to the Federal Government.</p>
<p>The Free ceiling insulation package is designed to help reduce the amount of energy that homes are now using by up to 40%, which reduce the amount of greenhouse gases emitted by these homes.</p>
<p>The insulation Rebate will also help these homes save between $200-$700 a year on their Energy Bills. Which is a great relief to many Australians.</p>
<p>How do I qualify for Free Insulation:</p>
<p>Simple meet the very easy criteria: * Be the home owner * Be at least 18 years of age and an Australia Citizen or Resident * The home must be built prior to 2003 * Have NO insulation or ineffective insulation meaning less than 0.5 R value</p>
<p>To take up the Federal Government offer is simple find a registered installer and the Government will pay them, which means no money out of your pocket. It s FREE.</p>
<p>A representative from Free Insulation Rebate Victoria said &#8216;people should be booking in early to avoid long delays once the warmer summer weather comes. If we get a repeat of last years Hot days it will be near impossible for people to install in those conditions&#8217;</p>
<p>To take up the Free ceiling insulation <a target='_blank' href="http://www.freeinsulationrebatevictoria.com"> Free Insulation Rebate Victoria</a> the experts in ceiling insulations. Helping thousand of Australians insulate their homes</p>
<p><a href="http://www.freeinsulationrebatevictoria.com"> Free Insulation Rebate Victoria</a> the experts in ceiling insulations. Helping thousand of Australians insulate their homes.</p>

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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/Finance' rel='tag' target='_self'>Finance</a>, <a class='technorati-link' href='http://technorati.com/tag/insulation' rel='tag' target='_self'>insulation</a>, <a class='technorati-link' href='http://technorati.com/tag/insulation+melbourne' rel='tag' target='_self'>insulation melbourne</a>, <a class='technorati-link' href='http://technorati.com/tag/insulation+rebate' rel='tag' target='_self'>insulation rebate</a>, <a class='technorati-link' href='http://technorati.com/tag/insulation+rebate+melbourne' rel='tag' target='_self'>insulation rebate melbourne</a>, <a class='technorati-link' href='http://technorati.com/tag/insulation+rebates' rel='tag' target='_self'>insulation rebates</a>, <a class='technorati-link' href='http://technorati.com/tag/insulation+victoria' rel='tag' target='_self'>insulation victoria</a></p>

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		<title>Seek Debt Advice And Eat A Hearty Breakfast</title>
		<link>http://www.talking-about-money.com/2010/03/09/seek-debt-advice-and-eat-a-hearty-breakfast/</link>
		<comments>http://www.talking-about-money.com/2010/03/09/seek-debt-advice-and-eat-a-hearty-breakfast/#comments</comments>
		<pubDate>Tue, 09 Mar 2010 09:16:56 +0000</pubDate>
		<dc:creator>Kathleen Carter</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[business and economy]]></category>
		<category><![CDATA[egional]]></category>
		<category><![CDATA[europe]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[united kingdom]]></category>

		<guid isPermaLink="false">http://www.talking-about-money.com/2010/03/09/seek-debt-advice-and-eat-a-hearty-breakfast/</guid>
		<description><![CDATA[Had to deal with collection letters and billing statements over breakfast? If you had, then you might feel like there's no way to escape your predicament. It is a fact that personal debt is being experienced by a lot of people daily.]]></description>
			<content:encoded><![CDATA[<p>Had to deal with collection letters and billing statements over breakfast? If you had, then you might feel like there&#8217;s no way to escape your predicament. It is a fact that personal debt is being experienced by a lot of people daily.</p>
<p>Debt problems are very common and very personal stuff to deal with. If you have experienced such difficulties, you may have preferred to keep it to yourself and not even mention it to your closest kin. You may have known that you need help, but then, you are ashamed to ask for it and do not know where to get it.</p>
<p>You need to accept that you have a debt problem so that you can deal with it properly. If you don&#8217;t, then you will not be able to do anything good to get out of the mess that you&#8217;re in. You also need to talk to the people closest to you since they more or less will be affected by your financial state. Doing so will also unburden you greatly. Finally, as soon as you are able to recognize the fact that you need help, among your best options is to seek debt advice from a debt advisor.</p>
<p>You should not let your debt problems balloon to a point where you get harassed and pressured by your creditors. You should not also let it come to a point where you feel really overwhelmed and utterly helpless. Get a good debt advisor to help you with free debt advice so that you can get a clearer perspective on what you need to do.</p>
<p>You will be able to get all the help that you need in order to sort out the financial mess that you&#8217;re in from debt advisers. Because of this, you will no longer feel helpless or overwhelmed. They will be glad to provide you with free debt advice and will also help you with debt management. They will act as mediators between you and your creditors and help you save time in dealing with them.</p>
<p>It is easy nowadays to get the services of a good debt advisor since they now operate online. Make sure that you hire somebody who will be sincere in helping you.</p>
<p>You should make sure you hire a debt a debt advisor who is knowledgeable of the existing tenets that govern consumer debt. It is really important that your debt advisor is an expert on this matter so that you will be protected in terms of your consumer rights.</p>
<p>When you decide to go for a debt advisor to help you sort out your debt problems, make sure you avoid unscrupulous ones. Do thorough background research because, unfortunately, the debt advice industry is a venue where crooks may choose to operate. They may promise that they will be able to eliminate all your bad credit history but will not be able to do so and will just be after your money. Make sure that you take all the necessary precautions to avoid them.</p>
<p>Make sure that you heed the advice of your debt advisor. Make sure that you follow what he or she needs you to do. Doing so will allow you to finally be rid of the times when you are deprived of a hearty breakfast by all those collection letters and billing statements that you need to attend to.</p>
<p>Need <a href="http://www.debtrelief.ie/debt-advice.html">debt advice</a>? Check out Debt Relief today and get the best <a href="http://www.debtrelief.ie/debt-help.html">debt help advisors</a> to help you.</p>

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		<title>Debt Collection Scams: Protecting Yourself</title>
		<link>http://www.talking-about-money.com/2010/03/09/debt-collection-scams-protecting-yourself/</link>
		<comments>http://www.talking-about-money.com/2010/03/09/debt-collection-scams-protecting-yourself/#comments</comments>
		<pubDate>Tue, 09 Mar 2010 09:16:43 +0000</pubDate>
		<dc:creator>Mallory Megan</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[bad debt collection agency]]></category>
		<category><![CDATA[business collection agencies]]></category>
		<category><![CDATA[business debt collection agencies]]></category>
		<category><![CDATA[collection agencies]]></category>
		<category><![CDATA[collection agency fees]]></category>
		<category><![CDATA[collections agency]]></category>
		<category><![CDATA[credit collection agency]]></category>
		<category><![CDATA[credit recovery agency]]></category>
		<category><![CDATA[debt collection agencies]]></category>
		<category><![CDATA[debt collection companies]]></category>
		<category><![CDATA[Finance]]></category>

		<guid isPermaLink="false">http://www.talking-about-money.com/2010/03/09/debt-collection-scams-protecting-yourself/</guid>
		<description><![CDATA[The government is stepping up as debt collection scams rise. In recent news, Buffalo New York has been home to a number of unlawful debt collection practices, and authorities have arrested at least twelve people. Although the vast majority of collection agencies are legitimate and good for the economy, there has been a rising amount of deceptive and illegal practices.]]></description>
			<content:encoded><![CDATA[<p>The government is stepping up as debt collection scams rise. In recent news, Buffalo New York has been home to a number of unlawful debt collection practices, and authorities have arrested at least twelve people. Although the vast majority of collection agencies are legitimate and good for the economy, there has been a rising amount of deceptive and illegal practices.</p>
<p>In Buffalo, people have been caught calling up debtors and posing as law enforcement. They have threatened to send people that owe money in jail, or even take child custody away from them. And it doesn&#8217;t stop there.</p>
<p>A civil case recently imposed a $675,000 penalty, the most ever fined for a debt collection company, for deceptive and illegal practices. This includes lying to consumers and badgering them, disclosing their debt to third parties, and cashing in on post dated checks early. These tactics were accompanied by deceptive claims from agents saying they were lawyers or other figures of authority.</p>
<p>In addition to refusing to reveal the address or phone number of the &#8220;company&#8221; these agents even went as far as to call individuals who did not owe any money at all and attempted to collect from them. Despite claims that it was individual workers acting fraudulently, the Federal Trade Commission went after the business owners and won a case that imposed the biggest penalty ever for debt collection agencies.</p>
<p>To skirt the issue of being a victim to fraudulent collection agencies, it is imperative that you know your rights. A collection company can never seize a debtor&#8217;s assets, bank accounts, or paychecks. They can not get a debtor fired from their occupation, and cannot make any kind of public disclosures concerning the debt, and they can definitely never threaten or engage in violent acts.</p>
<p>To be more informed, refer to the Fair Debt Collection Practices Act, which will list the rules and regulations of collections.</p>
<p>Mallory Megan is employed by a collections agency that works with a <a href="http://www.rapidrecoverysolution.com">debt collection lawyer</a>. She also writes stories on business and finance, the credit industry and <a href="http://twitter.com/CollectDebt">collections agencies</a>. Get a totally unique version of this article from our <a href='http://www.uberarticles.com/home.php?id=2282977&amp;p=13461'>article submission service</a></p>

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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/bad+debt+collection+agency' rel='tag' target='_self'>bad debt collection agency</a>, <a class='technorati-link' href='http://technorati.com/tag/business+collection+agencies' rel='tag' target='_self'>business collection agencies</a>, <a class='technorati-link' href='http://technorati.com/tag/business+debt+collection+agencies' rel='tag' target='_self'>business debt collection agencies</a>, <a class='technorati-link' href='http://technorati.com/tag/collection+agencies' rel='tag' target='_self'>collection agencies</a>, <a class='technorati-link' href='http://technorati.com/tag/collection+agency+fees' rel='tag' target='_self'>collection agency fees</a>, <a class='technorati-link' href='http://technorati.com/tag/collections+agency' rel='tag' target='_self'>collections agency</a>, <a class='technorati-link' href='http://technorati.com/tag/credit+collection+agency' rel='tag' target='_self'>credit collection agency</a>, <a class='technorati-link' href='http://technorati.com/tag/credit+recovery+agency' rel='tag' target='_self'>credit recovery agency</a>, <a class='technorati-link' href='http://technorati.com/tag/debt+collection+agencies' rel='tag' target='_self'>debt collection agencies</a>, <a class='technorati-link' href='http://technorati.com/tag/debt+collection+companies' rel='tag' target='_self'>debt collection companies</a>, <a class='technorati-link' href='http://technorati.com/tag/Finance' rel='tag' target='_self'>Finance</a></p>

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		<title>Scranton Tax Payers Might Have Received A Collection Letter They May Not Have Deserved</title>
		<link>http://www.talking-about-money.com/2010/03/09/scranton-tax-payers-might-have-received-a-collection-letter-they-may-not-have-deserved/</link>
		<comments>http://www.talking-about-money.com/2010/03/09/scranton-tax-payers-might-have-received-a-collection-letter-they-may-not-have-deserved/#comments</comments>
		<pubDate>Tue, 09 Mar 2010 09:00:00 +0000</pubDate>
		<dc:creator>Mallory Megan</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[bad debt collection solution]]></category>
		<category><![CDATA[collection agency]]></category>
		<category><![CDATA[collection companies]]></category>
		<category><![CDATA[collection company]]></category>
		<category><![CDATA[commercial debt collection agency]]></category>
		<category><![CDATA[commercial debt collections]]></category>
		<category><![CDATA[credit collection agencies]]></category>
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		<guid isPermaLink="false">http://www.talking-about-money.com/2010/03/09/scranton-tax-payers-might-have-received-a-collection-letter-they-may-not-have-deserved/</guid>
		<description><![CDATA[More than 200 Scranton taxpayers might have received a letter from a collection company they didn't deserve. The notices are for unpaid garbage fees that may have actually been paid. According to officials, the garbage bill itself for 2009 could be to blame for more than 200 collection notices sent to city taxpayers in error last week.]]></description>
			<content:encoded><![CDATA[<p>More than 200 Scranton taxpayers might have received a letter from a collection company they didn&#8217;t deserve. The notices are for unpaid garbage fees that may have actually been paid. According to officials, the garbage bill itself for 2009 could be to blame for more than 200 collection notices sent to city taxpayers in error last week.</p>
<p>They believe the issue might be the way the bills were folded into the envelopes. The bill comes along with a perforated line above a bar code that identifies the customer, but because a crease made by the folding of the envelope, a second line under the bar code was formed, causing people to pull the bill off without the bar code.</p>
<p>Bills that didn&#8217;t have a bar code would cause a bank to not register the payment. The mailing house that Scranton hired to stuff the envelopes was fingered. If the bill was mailed to the bank, it would be the pay stub in their payment that goes straight into a lock box. The stubs are then scanned and the bar code is read. After that the bank sends the town a list of those who had come through based on the bar code readings.</p>
<p>Representatives from the debt collections company who sent out the letters say that they are taking every dispute from people who may have paid very seriously. Company protocol allows consumers to dispute a notice within 30 days of receiving a collections letter. In addition, representatives said that no bill will be collected while they are still sorting out the issue.</p>
<p>The agency will look into each claim from those who alleged they had paid the bill and gotten the notice. Those that they think have paid will be absolved from their debt and will no longer get collections notices and will not be pursued by the collection company.</p>
<p>Mallory McGuinness is employed by a collections agency that works with a <a href="http://www.rapidrecoverysolution.com">debt collection lawyer</a>. Also, she does stories on business and finance, the credit industry and <a href="http://twitter.com/CollectDebt">collections agencies</a>. Get a totally unique version of this article from our <a href='http://www.uniquearticlewizard.com/home.php?id=2282946&amp;p=13461'>article submission service</a></p>

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